Virtual Accounting

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Business Plans

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Financial Advisory

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We provide a combination of cloud technology and advisory services to your small business to ensure *Financial Control * Regulatory compliance *Efficiency *Mobility *Access to Finance/Investment The Cloud has made software’s and services increasing scalable and affordable and we will bring our combined experiences in Financial Reporting and Technology Implementation to add value to your organization.

Its been said 90% of startups fail, lets help yours be in the other 10%

Financial Advisory

We provide advice on what your what your numbers mean,, your options, as well as your best course of action to put your business on a path to growth.

Virtual Accounting

Our Expert Virtual Accounting Services are a cost-effective means of removing the day to day challenges involved in managing your accounting task.

Business Plans

We believe that each business is different and that each has a unique set of parameters and perspective to consider.

Who We Are


About Us

Libro Systems was formed by a chartered accountant and a web programmer to bring the highest quality, technology aided financial advisory services to the doorstep of SME’s.

At Libro Systems We believe that financial consulting services should be within reach and should be affordable to small businesses so they can stand the test of time and even become big corporations.


Afolabi Dare
Principal Consultant
Kenny Afolabi
Tech Lead

What We Do


Our Expert Freelance/Virtual Accounting Online Accounting Services are a cost-effective means of removing the day to day challenges involved in completing and managing your accounting task so that you can concentrate on running your business or Non-Governmental Organization.

Engaging the services of a virtual Accountant is as effective as having to an onsite full time accountant, with some added benefits like

  • Reduced Cost: You can save hundreds of thousands in hiring, training, maintaining and replacing your inhouse accountant.
  • No software concerns: you no longer have to worry about hiring an accountant who is proficient in your accounting software, or train a new accountant on your software, whenever you need to hire a new accountant.
  • Realtime Updates: Have anytime access to up-to-date and accurate online accounting information with virtual accounting services that add value to your organization.
  • Mobility: Our accounting services come with mobile applications to ensure that transactions are captured from any device from any location

A business plan describes your business with regards to its objectives, strategies, marketing and financial forecasts. It also helps to clarify your business idea and helps to anticipate potential challenges. It forces you to think realistically, objectively, unemotionally, about your business and questions the past and future assumptions. It was, and remains the best way to communicate your business idea to potential investors and financiers.

We believe that each business is different and that each has a unique set of parameters and perspective to consider. For this reason, we will not just write you a business plan but help you in writing your business plan so that you would not only understand the process but fully internalize your business and the assumptions on which the business plan is based.

That way it will be easier to pitch your business to financiers and potential investor if required. Having a business plan before starting a business would give a business an edge in the following ways:

  • See the whole business. Business planning done right connects the dots in your business so you get a better picture of the whole. Strategy is supposed to relate to tactics with strategic alignment. Does that show up in your plan? Do your sales connect to your sales and marketing expenses? Are your products right for your target market? Are you covering costs including long-term fixed costs, product development, and working capital needs as well? Take a step back and look at the larger picture.
  • Strategic Focus. Startups and small business need to focus on their special identities, their target markets, and their products or services tailored to match.
  • Set priorities. You can't do everything. Business planning helps you keep track of the right things, and the most important things. Allocate your time, effort, and resources strategically.
  • Manage change. With good planning process you regularly review assumptions, track progress, and catch new developments so you can adjust. Plan vs. actual analysis is a dashboard, and adjusting the plan is steering.
  • Develop accountability. Good planning process sets expectations and tracks results. It's a tool for regular review of what's expected and what happened. Good work shows up. Disappointments show up too. A well-run monthly plan review with plan vs. actual included becomes an impromptu review of tasks and accomplishments.
  • Manage cash. Good business planning connects the dots in cash flow. Sometimes just watching profits is enough. But when sales on account, physical products, purchasing assets, or repaying debts are involved, cash flow takes planning and management. Profitable businesses suffer when slow-paying clients or too much inventory constipate cash flow. A plan helps you see the problem and adjust to it.
  • Strategic alignment. Does your day-to-day work fit with your main business tactics? Do those tactics match your strategy? If so, you have strategic alignment. If not, the business planning will bring up the hidden mismatches. For example, if you run a gourmet restaurant that has a drive-through window, you're out of alignment.
  • Milestones. Good business planning sets milestones you can work towards. These are key goals you want to achieve, like reaching a defined sales level, hiring that sales manager, or opening the new location. We're human. We work better when we have visible goals we can work towards.
  • Metrics. Put your performance indicators and numbers to track into a business plan where you can see them monthly in the plan review meeting. Figure out the numbers that matter. Sales and expenses usually do, but there are also calls, trips, seminars, web traffic, conversion rates, returns, and so forth. Use your business planning to define and track the key metrics.
  • Realistic regular reminders to keep on track. We all want to do everything for our customers, but sometimes we need to push back to maintain quality and strategic focus. It's hard, during the heat of the everyday routine, to remember the priorities and focus. The business planning process becomes a regular reminder.

We provide advice on what your what your numbers mean,, your options, as well as your best course of action to put your business on a path to growth.

We are well equipped to provide in the following areas:

  • Strategy: we will walk you through the thought process that help you create a context for your management decisions. Management decisions become easier to make when you know what you want to achieve as a business.
  • Operational Efficiency: We will advise you on how best to deploy technology in a more systematic way in order to enhance operational efficiency and effectiveness.
  • Financial Management: We will analyze the financial reports to address critical issues such as benchmarking, budgeting, cashflow, leverage, and working capital.

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Bookeeping Promo

By admin | 08 24, 2017
  We are pleased to offer you our first bookkeeping services promo. This service is tailored to small business who cannot afford the services of a full time accountant. For…




“Founded in New Zealand in 2006 Xero is a cloud based “beautiful” accounting software with over 1m subscribers worldwide, and 20 offices across the globe. Xero is used by small businesses to manage: Invoicing, Asset Management, Inventory Management, Bank Reconciliation, Expense claims, Quotes, Expense Claims, Customized Reporting, Multi Currency. ”


“QuickBooks Online QuickBooks Online is a product of Intuit, a company started in 1982. QuickBooks online now has over 1.5 Million paid subscribers globally. We are QuickBooks Online Certified Pro Advisors QuickBooks online has the following Features:
Expense Tracking
Cash Flow Management
Financial Reports
VAT Reporting
Send Estimates on the go
Multiple Currencies
Free Mobile Application


“LivePlan® a product of Paolo Alto Software Inc, enables the creation of fundable, lender ready business plans and it simplifies a seemingly complex task. LivePlan® takes you from idea to business in a very a short time. We are LivePlan® Certified Expert Advisors. Since LivePlan® integrates with Xero® and Quickbooks® Online, the business plan can be converted to Bugets and KPI’s instantly so you can monitor you progress as you go, take corrective action or amend your plan and assumptions. ”

Workflow Max

“WorkflowMax a Xero product, is a cloud software to manage Projects and Jobs. It manages Quotes, Leads, Job Management, Time Tracking, Purchase Orders and Invoicing ”

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